Sheetal Bhardwaj
Financial Crime Expert | Board Member MENA ChapterThe Association of Certified Financial Crime Specialists

Sheetal Bhardwaj is a seasoned Risk & Compliance professional with over 19 years of hands-on experience managing successful Compliance Programs in the MENAT region.

She is presently working with one of the largest banks in the New Zealand.

She was an approved Compliance Officer & MLRO by the Central Bank of the UAE and Dubai Financial Services Authority (DFSA). As a Subject-Matter Expert, she has served in leadership roles covering various aspects of Regulatory Compliance & Financial Crime Risk, including regulatory audits & thematic reviews.

She is an Executive Board Member and Communication Director of ACFCS (Association of Certified Financial Crime Specialists, US), MENA Chapter.

She is an MBA in Finance & a mathematical science graduate in statistics from the University of Delhi. She is a Certified Anti Money Laundering Specialist (CAMS), Certified Global Sanctions Specialist (CGSS), Certified Fraud Examiner (CFE), Certified Cryptocurrency Investigator (CCI), Certified Compliance Officer (CCO), along with certifications in Compliance & AML from CISI, UK & ICA Manchester Business School, Henley Business School.

Sheetal is a well-known speaker and has delivered several speaking & training assignments in various forums, including at the University of Bradford and the University of Dubai.

She has also volunteered in the Government of India initiative, “Mentor of Change,” to educate children in rural areas of India.