Olivier Crespin
Chief Executive OfficerZand

Since becoming the Chief Executive Officer in May 2018, Olivier has focused on establishing Zand as the first fully digital bank in the region to combine both retail and corporate banking.He is committed to establishing state-of-the-art technology and processes, coupled with analytic frameworks and big data environments, to deliver a differentiated customer experience.

Olivier brings over 20 years of extensive expertise in digital banking and FinTech leadership roles across Latin America, the USA, and Asia. In June 2017, Olivier joined CIMB Bank as Chief Fintech Officer. In December of the same year, he successfully launched the first phase of CIMB’s fully digital banking capability in Vietnam.

In 2016, as the Group Head Digital Bank at DBS, he steered the bank’s flagship program Digibank India, the country’s first mobile-only, signatureless, and branchless bank. He successfully piloted the program in growing its customer base from zero to over 2 million in less than two years. Under his leadership, the DBS was recognised as the “World’s Best Digital Bank” by Euromoney for excellence.

His banking journey for the past two decades was mostly travelled through digital channels. Before taking the reign as the Group Head of Digital Bank at DBS, he was the bank’s Chief Data Officer and Chief Operating Officer for the retail and wealth businesses. He also managed the launch of DBS’s Singapore retail and digital wealth platforms. Before joining DBS, Olivier was Citigroup’s Global Head of Operations for Private Banking and the International Head of Smith Barney’s Operations. He also held different business and operational positions across Europe, Latin America, Asia and North America with Citigroup.

In addition to his banking roles, Olivier is also an entrepreneur. He successfully launched his own educational, financial site (asia.finance), which reach over 30,000 daily readers within days of its launch.